On-ledger credentials for permissioned finance
Verify your identity once, receive a portable XRPL credential. Access tokenized assets, institutional DeFi, and regulated markets — all from one KYC flow.
How it works
Three steps to get your on-ledger KYC credential.
Enter your XRPL address
Provide the wallet address that will hold your credential and select your verification level.
Verify & Pay
Complete identity verification via Sumsub and pay with XRP or RLUSD directly on-ledger.
Accept your credential
We issue CredentialCreate on XRPL. You sign CredentialAccept in your browser — credential goes live.
Credentials Issued
Verified Applicants
XRPL Transactions
Credential types
Choose the verification level that fits your needs.
Individual Basic KYC
Standard identity verification for individual participants in permissioned DeFi.
- Identity document verification
- Liveness check
- PEP & sanctions screening
- 1-year validity
Individual Enhanced KYC
Enhanced verification with proof of address for higher-value permissioned finance.
- Everything in Basic
- Proof of address verification
- Enhanced due diligence
- 1-year validity
Entity Basic KYB
Standard business verification for corporate XRPL accounts. Company registration, directors, and ownership.
- Company registration verification
- Director & UBO identification
- Sanctions & PEP screening
- 1-year validity
Entity Enhanced KYB
Comprehensive corporate due diligence for institutional-grade permissioned finance access.
- Everything in Basic KYB
- Enhanced due diligence
- Financial statements review
- Source of funds verification
Accredited Investor
Proof of accredited investor status for securities-eligible permissioned pools.
- Accredited investor verification
- Income/net worth attestation
- SEC Rule 501 compliant
- 1-year validity
Qualified Purchaser
Qualified purchaser verification for access to exempt fund offerings.
- Qualified purchaser verification
- Investment portfolio attestation
- SEC Section 2(a)(51) compliant
- 1-year validity
Age Verified (18+)
Proof of age 18 or older for age-gated DeFi services.
- Age verification (18+)
- ID document check
- Liveness verification
- 1-year validity
Age Verified (21+)
Proof of age 21 or older for jurisdiction-specific compliance.
- Age verification (21+)
- ID document check
- Liveness verification
- 1-year validity
US Jurisdiction
Proof of US residency or citizenship for US-regulated permissioned finance.
- US residency/citizenship verification
- Address verification
- Tax ID validation
- 1-year validity
EU Jurisdiction
Proof of EU residency or citizenship for MiCA-compliant permissioned finance.
- EU residency/citizenship verification
- Address verification
- MiCA compliance
- 1-year validity
UK Jurisdiction
Proof of UK residency or citizenship for FCA-regulated permissioned finance.
- UK residency/citizenship verification
- Address verification
- FCA compliance
- 1-year validity
Singapore Jurisdiction
Proof of Singapore residency or citizenship for MAS-regulated permissioned finance.
- Singapore residency/citizenship verification
- Address verification
- MAS compliance
- 1-year validity
Trading License
Professional trading license verification for institutional-grade market access.
- Trading license verification
- Regulatory registration check
- Professional qualification attestation
- 1-year validity
AML Cleared
AML/sanctions clearance credential issued automatically after screening.
- AML/CFT screening
- Sanctions list check
- PEP screening
- 6-month validity
Part of the XRPL ecosystem
credentialdapp powers the identity layer for permissioned finance on XRPL.
KYC/KYB Verification
Individual and entity identity verification with on-ledger proof.
Permissioned Domains
Credentials enable access to gated XRPL domain environments.
Institutional DeFi
Compliant access to tokenized assets and regulated markets.
Regulatory Compliance
OFAC screening, AML monitoring, and audit trails built in.
Built for developers
A complete REST API for the credential lifecycle. Integrate KYC verification into your exchange, DeFi protocol, or wallet in hours, not weeks.
REST API
27 endpoints covering applications, verification, payments, credentials, and batch operations.
API Key Auth
Scoped API keys with read/write/admin permissions. Sandbox mode for safe testing.
Webhooks
Real-time events for credential lifecycle changes. HMAC-signed with automatic retries.
Enterprise Ready
Idempotency keys, request logging, rate limiting, team management, and audit trails.
const res = await fetch("/api/v1/applications", {
method: "POST",
headers: {
"Authorization": "Bearer cb_op_YOUR_KEY",
"Content-Type": "application/json",
},
body: JSON.stringify({
xrplAddress: "rUser...",
credentialType: "BASIC_KYC",
applicantEmail: "user@example.com",
}),
});
const { data } = await res.json();
// data.id → application IDReady to get started?
Whether you're an individual getting verified or an institution integrating KYC — credentialdapp has you covered.